From Belgium, a very little country in Europa...
I receive 1643 euro monthly... but my boss have already pay 30% of patronal tax... so, the basis ( money expended by boss ) is 2136 euro
From the 1643 euro, i pay almost 14% of RSZ ( sociale tax ) : 214.71 euro
From the 1643 euro, i pay a state tax of 294.15 euro ( between 0% and 50% in function of income, composition of family, professional expense,... )
So, after these tax, i have 1134.14 euro... when i remove the city tax, i keep 1076.22 euro...
On each product that i buy in shop, you have a tax from 21.5% ...
This mean that from the 2136 euro from the boss, 1285.3 euro is return to the state in the form of different tax... it can seem big for American men... but these money is used by our gouverment and allow us to spare a lot in other domain :
- health insurance is around 60 euro/year... this pay back around 90% of drugs price, 85% of doctor price and 90% of hospital price... with a complement insurance from 85 euro/year, i am fully pay back for all medical expence for me and all my family...
So insurance is several hundred $$$ month for American
- in case of illness, loose of work... gouverment pay me 80% of my losing income the first year, 60% the second year, the povrety level the following years...
In USA, so private insurance exist but they ask easily 10% of your income
- Retirment money is pay by state... proportionel to your life income... this can exist in USA but the money received is enough low and a complement private retirment plan is needed, again some hundred $$$ month...
- school, public transport ( bus ) are almost free
In both situation, USA or Europa, it is almost similar... no money dissappear or is created... USA is a big country and a private insurrance business can have a lot of customer... this allow them to invest the premie and realise a big "plus value" who is all benefice for the customer...
Europa is make from little country... the gestion by the state allow big amount of money, what is needed to invest and receive good interest...
So, what you don't pay to the state, you need to pay it yourself... since money don't grow on tree, in both situation, the global result is similar... pay more to state and receive service from state... not pay to state and use private insurrance service...
Make the calcul yourself... take you basic income, remove tax, insurance, mortgage, energy price, ... all your fixed expense... and see how much stay for enjoy life... almost the same on both side of the ocean... and it is not a big amount :(
EDIT : in my case, i am able to spare around 350 euro month... not so bad for a low income... but i have no debt... this help a lot ;)